Agriculture remains the lifeline of rural India, employing over 50% of the population. In 2025, the Indian government has reinforced its commitment to farmers through a series of impactful schemes aimed at income support, risk reduction, and modernization.
In this blog, we cover the Top 5 Government Schemes for Farmers in 2025, complete with benefits, eligibility, and how to apply online.
1. PM-KISAN Yojana 2025 – ₹6,000 Direct Income Support
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provides ₹6,000 annually to eligible farmers via Direct Benefit Transfer (DBT). The amount is credited in three equal installments of ₹2,000 each.
Key Benefits:
- Direct deposit into the farmer’s bank account
- Transparent and timely payment
- Over 11 crore farmers already benefiting
Eligibility:
- Small and marginal farmers with up to 2 hectares of land
- Aadhaar-linked bank account is required
How to Apply:
- Visit https://pmkisan.gov.in
- Register using Aadhaar and land details
- Use the site to check beneficiary status
2. PMFBY 2025 – Crop Insurance Against Natural Calamities
The Pradhan Mantri Fasal Bima Yojana (PMFBY) offers crop insurance to safeguard against losses due to drought, flood, pests, or diseases.
Key Benefits:
- Extremely low premium rates:
- 2% for Kharif crops
- 1.5% for Rabi crops
- 5% for commercial crops
- Coverage from sowing to post-harvest
- Faster claims with Aadhaar verification
Eligibility:
- All farmers growing notified crops in eligible areas
- Apply via banks, CSCs, or online
How to Apply:
- Visit https://pmfby.gov.in
- Submit Aadhaar, land records, and crop details
3. PM-KUSUM Yojana 2025 – Solar Pumps for Sustainable Farming
The Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) promotes solar-powered irrigation, helping farmers reduce electricity and diesel dependency.
Key Benefits:
- Up to 60% subsidy on solar pumps
- Generate and sell excess electricity to DISCOMs
- Eco-friendly and cost-effective
Eligibility:
- Land-owning farmers or farmer cooperatives
- Grid-connected and off-grid options available
How to Apply:
- Apply via your State Renewable Energy Department
- Central portal: https://mnre.gov.in
4. PMKSY 2025 – Irrigation for Every Farm (Har Khet Ko Pani)
The Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) focuses on improving irrigation efficiency and expanding coverage in underserved areas.
Key Benefits:
- Support for drip, sprinkler, and micro-irrigation
- Assistance for water harvesting, farm ponds, pipelines
- Encourages “More Crop Per Drop” philosophy
Eligibility:
- All farmers with cultivable land
- Priority to drought-prone and low-irrigation zones
How to Apply:
- Visit https://pmksy.gov.in
- Apply via local agriculture offices or KVKs
5. Krishionnati Yojana – Agri-Growth through Technology & Training
The Krishionnati Yojana is an umbrella scheme that includes multiple initiatives for productivity, mechanization, and farmer training.
Major Components:
- National Food Security Mission (NFSM) – Enhancing food grain production
- Mission for Integrated Development of Horticulture (MIDH)
- Soil Health Card Scheme – Nutrient profiling
- Agricultural Mechanization Programs
- Farmer Training & Awareness via Extension Services
Eligibility:
- Available to all farmers; specifics vary by sub-scheme
- Priority for small/marginal farmers and FPOs
How to Apply:
- Portal: https://agricoop.gov.in
- Assistance via local Krishi Vigyan Kendras (KVKs)
Summary Table – Quick Comparison
| Scheme | Key Benefit | Application Link |
| PM-KISAN | ₹6,000 direct income support | https://pmkisan.gov.in/ |
| PMFBY | Crop insurance coverage | https://pmfby.gov.in/ |
| PM-KUSUM | Subsidy on solar irrigation pumps | https://mnre.gov.in/ |
| PMKSY | Efficient irrigation infrastructure | https://pmksy.gov.in/ |
| Krishionnati Yojana | Productivity, training, & mechanization | https://agricoop.gov.in/ |
Frequently Asked Questions (FAQs)
Q1. Can a farmer apply for more than one scheme?
Yes, schemes are complementary. For example, a farmer can avail PM-KISAN income support and still insure crops via PMFBY.
Q2. Is Aadhaar mandatory?
Yes, Aadhaar is required for all major schemes for identification and DBT.
Q3. Are tenant farmers eligible for these schemes?
PMFBY may include tenant farmers depending on state policy. PM-KISAN typically requires land ownership.
Q4. What’s the subsidy in PM-KUSUM?
Up to 60% government subsidy. Farmers contribute ~10%, with the rest as a loan component.
Q5. Where can farmers get help offline?
Visit your nearest Common Service Center (CSC), District Agriculture Office, or KVK (Krishi Vigyan Kendra).
From income support and crop insurance to solar energy and irrigation upgrades, these top 5 government schemes for farmers in 2025 are powerful tools to boost agricultural resilience and rural prosperity.
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