Agriculture Infrastructure Fund 2025 takes centre stage this year in the Indian government’s plan to transform rural economies. With a massive ₹1 lakh crore dedicated to strengthening post-harvest infrastructure, this scheme is designed to reduce crop losses, empower FPOs and agripreneurs, and boost farm incomes.
What Is the Agriculture Infrastructure Fund 2025?
The Agriculture Infrastructure Fund (AIF) is a central-sector credit facility under the Ministry of Agriculture and Farmers Welfare. AIF offers affordable credit up to ₹2 crore per project to build essential agri-infrastructure — from warehouses and cold chains to processing units and solar irrigation pumps. With operations through FY 2025–26, AIF is a key pillar in India’s rural agri-financing push.
Key Benefits of AIF for Farmers in 2025
- Loan support up to ₹2 crore/project with minimal borrower contribution
- 3% interest subsidy valid for 7 years (includes 2-year moratorium)
- Collateral-free loans available for FPOs, SHGs, and cooperatives
- Broad coverage for cold storage, rural godowns, sorting units, solar dryers, processing units
- Supports modern agri start-ups, FPOs, SHGs, and private agri-businesses
- Can be integrated with PM-KUSUM (solar pumps) and PMKSY (irrigation) models
Who Is Eligible for AIF 2025?
The scheme is accessible to a wide range of stakeholders
- Individual farmers, group farmers
- Farmer Producer Organisations (FPOs), Self‑Help Groups (SHGs), Joint Liability Groups (JLGs)
- Cooperatives, agri-startups, agribusiness firms
How to Apply for Agriculture Infrastructure Fund 2025
- Prepare a project report with cost estimates and infrastructure plan.
- Submit it at your bank/NABARD branch or through state nodal agencies.
- Required documents: Aadhaar, PAN, land ownership or lease papers, bank details, DPR
- Register online at the official portal: agriinfra.dac.gov.in
- Wait for appraisal and approval — upon sanction, loan disbursement and subsidy will follow
- KVKs or NABARD offices can help with documentation and DPR (global-agriculture.com)
Documents Required
- Aadhaar card
- PAN card
- Land ownership or lease documentation
- Bank account details
- Detailed Project Report
- FPO/cooperative registration documents (if applicable)
Why AIF Is a Game-Changer Among Government Schemes for Farmers
The AIF is unique in how it directly tackles post-harvest losses — a major economic drain running into billions each year. By promoting infrastructure like cold storage, warehouses, and processing centres, AIF helps improve shelf life and market access — and thereby, farmer incomes.
Moreover, as agriculture experts highlight, AIF complements schemes like PM-KISAN, PMFBY, PM-KUSUM, and PMKSY to form a comprehensive rural agri-support ecosystem
Summary
| Feature | Details |
| Loan limit | ₹2 crore / project |
| Interest subsidy | 3% per annum for 7 years |
| Eligibility | Farmers, FPOs, SHGs, cooperatives, agri-businesses |
| Key uses | Cold storage, sorting units, processing, solar irrigation |
| Apply at | Banks, NABARD, online portal, KVK assistance |
FAQs – Agriculture Infrastructure Fund 2025
Q1. Can small farmers avail AIF support?
Yes. Loans are accessible to small and marginal farmers either individually or via FPOs and SHGs.
Q2. Does AIF provide grant or subsidy?
Indirectly — via interest subvention (3% per annum). It doesn’t offer direct grants
Q3. Does AIF cover solar pump projects?
Yes — and it can be combined with PM‑KUSUM scheme benefits for maximum impact
Q4. Are small FPOs eligible for collateral-free loans?
Yes. Collateral-free credit is available for FPOs and cooperatives under relaxed norms
If you’re looking to invest in warehouse storage, cold chains, processing centres, or solar-powered irrigation, the Agriculture Infrastructure Fund 2025 offers a golden opportunity with strong government backing.