The cost of medical treatment is rising every year, and a major illness can drain a family’s life savings. To protect poor and vulnerable families, the Indian government launched Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) — now upgraded with ₹7 lakh health coverage for 2025.
Let’s explore Ayushman Bharat PMJAY 2025, including its new features, eligibility, empanelled hospitals, and step-by-step application process.
What is Ayushman Bharat PMJAY 2025?
Ayushman Bharat PMJAY is the world’s largest government-funded health insurance scheme. Under the 2025 revision, it now provides cashless treatment up to ₹7,00,000 per family per year, covering secondary and tertiary healthcare.
Launched by the Ministry of Health and Family Welfare, this scheme targets poor, vulnerable, and lower-income households across both rural and urban India.
What’s New in 2025?
- Coverage increased from ₹5 lakh to ₹7 lakh per family/year
- More private hospitals empanelled for better access
- Integration with digital Ayushman Bharat Health Account (ABHA)
- Expanded to cover non-SECC beneficiaries in some states
Key Benefits of PMJAY 2025
- Free treatment up to ₹7,00,000 in empanelled hospitals
- Covers over 1,500+ surgeries, treatments, and diagnostics
- Includes pre-hospitalization (3 days) and post-hospitalization (15 days)
- Cashless and paperless at the point of service
- Pan-India portability – use your card anywhere in India
Who is Eligible?
The eligibility is primarily based on the Socio-Economic Caste Census (SECC) 2011 data.
Rural Households (automatically eligible if):
- Landless laborers
- Households with no adult earning member
- SC/ST families, beggars, and manual scavengers
Urban Households (eligible if working as):
- Street vendors, rickshaw pullers, domestic workers, construction laborers
- Sanitation workers, mechanics, shop assistants
Note: Some states have expanded the criteria. Check state-specific rules on the official site.
How to Apply for Ayushman Bharat PMJAY 2025
- Visit: https://mera.pmjay.gov.in
- Enter your mobile number and verify via OTP
- Search your eligibility using Aadhaar number or ration card
- If eligible, download your Ayushman card (ABHA ID)
- Visit any empanelled hospital with ID proof to avail treatment
How to Find Empanelled Hospitals?
- Go to: https://hospitals.pmjay.gov.in
- Select your state and district
- View government and private hospitals under PMJAY
Documents Required
- Aadhaar card (mandatory)
- Ration card
- Mobile number linked with Aadhaar
- Income proof (if applicable in your state)
- ABHA ID (optional but useful for digital health records)
Key Points in Summary
| Feature | Details |
| Insurance Cover | ₹7 Lakh per family/year (2025 update) |
| Type of Scheme | Based on SECC 2011 + State Extensions |
| Eligibility | Based on SECC 2011 + State Extensions |
| Eligibility | 25,000+ Empanelled Hospitals in India |
| Application Mode | Online via PMJAY portal / CSCs |
FAQs – Ayushman Bharat PMJAY 2025
Q1. Is Ayushman Bharat available for all citizens of India?
No. Only eligible beneficiaries based on SECC data or state lists can enroll. Some states offer universal coverage.
Q2. Can I use PMJAY in private hospitals?
Yes, if the hospital is empanelled under PMJAY.
Q3. Is any premium or registration fee required?
No. PMJAY is completely free. No payment or middleman is needed.
Q4. Can I update my details if wrongly entered?
Yes. Visit the nearest CSC or Ayushman Mitra desk for help.
Expert Tip
Create your ABHA ID (Ayushman Bharat Health Account) to digitally track your treatments, health reports, and claims. Visit: https://healthid.ndhm.gov.in
Ayushman Bharat PMJAY 2025 is a game-changer for Indian families struggling with high medical expenses. With increased coverage, expanded reach, and paperless services, it’s now more accessible than ever.
🎯 If your family is eligible, apply today and secure your health!
📢 Share this guide with friends and relatives, especially those in rural and low-income groups. Stay tuned to My Avinya for more such welfare updates.
1 thought on “Ayushman Bharat PMJAY 2025 – ₹7 Lakh Free Health Insurance for Indian Families”